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Issues and News from Your AssociationBy Mary FieldInternational Opticians Association Renewing Insurance and Membership is Easy Peasy Sure, we’ve had a few glitches but that’s bound to happen with a new system that’s as complex as this one is. Kudos to our administrative staff that have been able to coach people through every single hiccup and have made the appropriate adjustments to prevent repeat difficulties for the next person. Here are a few FAQs that may help you if you have not yet tried to access your Member Passport.
Comprehensive Insurance Packages The OAC has provided its members with comprehensive liability insurance for well over a decade through Mitchell Abbott. There are two options — $3,000,000 and $5,000,000 at very reasonable members’ prices. Highlights of these policies include automatic coverage for students working under the supervision of a licensed member, libel and slander, full cost of legal defense up to the limit of your coverage, legal expenses for discipline hearings, and there is no deductible. Several years ago our broker put together a Retail Store Insurance program and has recently added Auto insurance and Homeowners insurance ($2,000,000 liability limit included) and Identity theft coverage (Up to $30,000 included with no deductible). The homeowners plan includes coverage for tenants, condominiums, rented dwellings, seasonal residences, home-based business and more. Call Brad Ackles at 800 461-9462 or visit their website at www.mitchelabbottgroup.com. And don’t forget our Group Health Insurance Plan. It is unique because it will provide group rate coverage for businesses with one person and up. It is a pooled plan, which means that your rates do not increase based on your volume of claims but on the claim rate for the larger pool of insured opticians. You can build your own package to include life insurance, health benefits, prescription drugs and dental. For more information on this package call Canadian Reliance Group Health Benefits at 888 988-7788 or visit their website at www.canadianreliance.com. Of Interest Take a look at your provincial WHS website (the department may be called some variation of that in your province). Opticians do fall under Workplace Health and Safety but usually a dispensary is considered a low risk business, unless perhaps you have a lab. Common sense suggests that you should have a fully stocked first aid kit and everybody in the dispensary should know where it’s located and ‘what to do if…’ It is worthwhile to consider paying for your staff to take CPR training as well. If you need any assistance in finding the first aid requirements in your province don’t hesitate to call us at 800 847-3155 or e-mail canada@opticians.ca.
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